Wednesday 26 August 2015

Benefits of online courses in finance

There are a lot of certification courses in finance in India. MBA is the main finance course and also the most popular choice. Usually, anyone who does want to make a career in finance opts for MBA with finance.  However, there are some other courses divided into the categories of – statutory courses and specialised courses, which can be chosen according to one’s interest.

MBA has a slight advantage over the other certification courses in finance since it gives an opportunity of overall exposure in all fields of finance such as – accounting, financial modeling, accounting, statistics and all other streams of finance.

However, for those who have an interest or strength over a specific stream in finance can choose from statutory and specialised courses. Statutory courses are the one that have been created by the Parliament and has rules and regulations that need to be followed while pursuing the course. Chartered accountant and cost accountants are the streams under this course. The courses in chartered accountancy give a chance to have a rewarding career in consultancy, investment banking, and audit practice. A cost accountant is a person who provides services such as accounting for cost of manufacturing items and pricing goods which need the certificate of taxation. Specialised courses are where specific skills are needed. These include – chartered financial analyst, certified financial planner, financial risk manager, economics, statistics, chartered alternative investment analyst, financial modeling and investment banking programs.

Many of these courses can be pursued and completed online. This is a popular alternative than attending colleges and universities offering these courses. There are many benefits of completing online courses infinance. One can have a suitable schedule, save financially, learn to apply skills properly and have the advantage of self-study.

For all adults who may be working full time, they can arrange a schedule that is convenient for them and learn as well. It is much less expensive than actually attending the classes; so for all students who have financial restrictions won’t miss out on their chance to gain their degree. With this schedule of online course, many students learn to be more effective at managing everything on time. Many institutes in India offer this benefit of pursuing online courses in finance


Online courses in finance on a graduate level are either free or low cost and can provide knowledge to students about all theories in the field of finance. There are introductory courses for students who want to increase their financial independence and learn methods of controlling a budget. All these online courses are made such that the students can work on their own by using the hand-outs, course lectures and mock exams provided online.

Thursday 6 August 2015

A fabulous career in investment banking awaits you



A financial establishment that helps individuals, companies and governments in raising money (also known as finance or capital) by endorsing or acting as the customer's mediator in the issuance of securities is known as an investment bank. Such a bank may also support companies involved in mergers and acquisitions and deliver auxiliary facilities such as trading of equity securities and derivatives, market making, and Fixed Income instruments, Currencies and Commodities services. In sharp contrast to retail banks and commercial banks, investment banks do not accept deposits.
The two chief lines of commerce in investment banking are called the buy side and the sell side. The "buy side" includes the facility of guidance to organizations concerned with buying and acquiring investment services. Mutual funds, Private equity funds, unit trusts, life insurance companies and hedge funds are the most common sorts of buy side objects. The "sell side" includes trading securities for money or for other securities (e.g. market-making, facilitating transactions), or the promotion of securities (e.g. research, underwriting etc.).

career in investment banking
career in investment banking


An investment bank can also be divided into public and private functions with an information blockade which splits the two to avoid information from crossing. The public areas such as analysis of stocks deal with public information while the bank’s private areas deal with private information that are known to only the insiders that may not be publicly disclosed.

Investment bankers are monetary experts that help numerous organizations, like corporations and governments, with the raising of capitals by issuing bonds and stocks. Engagement for investment bankers can be established with investment banks, brokerage firms and other monetary services enterprises.
In the United States of America, a bachelor's degree is the lowest level of education requisite for being hired as an investment banker. Scholars can follow a career as an investment banker after completing his or her bachelor's degree in any field. The point that is to be noted is that majors in business administration, finance or accounting are preferred. Along with the courses in a usual degree program, scholars often take part in internships related with investment banking undertakings. And it is widely known that a career in investment banking is one of the most rewarding careers in the whole world.

The finance and banking industries comprise a wide range of careers, comprising designations in management of assets, processing of loans and financial forecasting. The requisite level of schooling will differ but many individuals own a bachelor's degree and it is also a fact that positions frequently favour applicants that have finished graduate coursework. Certification courses in finance are being provided by eminent institutions like All India Management Association and the Institute of Chartered Accountants of India.

Certification courses in finance
Certification courses in finance


Banking and Finance as a field of study has huge prospects as experts in this field are extremely sought after. That is because of the fact that finance and banking are the driving forces behind each and every commercial organization. Banking and finance courses are being made easily available by many national institutions such as NIIT, Institute of Finance Banking and Insurance, Indian Institute of Banking and Finance and many more.

Choose an alternative career in investment banking

What are finance courses?

Basically, these are courses that teach you how to handle money. To put it in other words, finance courses allow you to understand investments in its entirety. You get to know the risks and the profits of making each and every investment. These courses are taught in many places at many institutions. If you are trying to get yourself enrolled in one such course, you can look up online; there are distant courses available which you can take online from home. You can try Government Institutions, there are many government funded universities teaching these finance related courses. You might also try Non-government Institutions, there are many government sanctioned privately funded institutions as well offering similar courses.

banking and finance courses
finance courses


What you learn in these courses

The papers vary from institution to institution. Some of the papers are optional as well so you are at liberty to choose. Some of the choices that might be available are derivatives, trade finance etc. you can choose from many papers and decide for yourself what will come in handy in your career.

A bit on investment banking

You must be well acquainted with the terms investment and banking separately. However, there might be some confusion about career in investment banking. It is the bank which raises fund for some organization from other organizations or individuals. For example, you might want to invest some money so that you get better returns than keeping it in a bank. Then a third party, the bank, handles your investment. They advise you where to invest, which investment is safer or which investment can give better returns.

career in investment banking
career in investment banking

The money you invest acts as capital for some new company or organization. When the company starts going into profit, you get wonderful returns on the money you had invested, much more than what conventional banks can offer. However, there are obvious risks. If the venture fails, if the company goes bankrupt, or there is a scam or a fraud, then you lose huge amounts of money. That is why; it is advisable to take professional help in case of these investments, and thus the third party, investment banks, become unavoidable.

How do financial analysis and investment banking go together?


Well, the answer is simple. If you are a certified financial analyst, you can have a bright future in investment banking. Being a financial analyst you will have the knowledge and skill required to advice other people on how to spend their money. And that is exactly what investment banks do. Because of the courses you take, you will know about risk analysis, liquidity of assets and everything that you need to know to be a competent advisor. You will not only be earning from a job, but also helping others to earn as well.